Debt-to-Income Ratio
Debt-to-Income Ratio Calculator
Understand your financial health and borrowing capacity
Monthly Income
Monthly Debt Payments
Total Monthly Income
₦0.00
Total Monthly Debt
₦0.00
Disposable Income
₦0.00
Your Debt-to-Income Ratio
0%
–
Financial Health Assessment
DTI Ratio Benchmarks
✓ Excellent (≤ 20%)
Strong financial position
✓ Good (21-35%)
Healthy debt management
⚠ Fair (36-43%)
Manageable but tight
✗ Poor (> 43%)
High debt burden
Borrowing Capacity
Based on your current DTI, you can comfortably afford:
₦0.00/month
in additional debt payments