Accumulator Insurance
🛡️ Acca Insurance Calculator
Protect your accumulator with smart hedging
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What is Acca Insurance?
If your accumulator loses by just one selection, you get your stake back as a free bet. This calculator helps you understand the value and optimal stake sizing when using acca insurance promotions.
Most bookies require 5+ selections for acca insurance
Enter number of selections first
Insurance Terms
Leave blank if no cap
Insurance Analysis
Total Acca Odds
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Potential Payout (All Win)
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Insurance Refund Value
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If exactly one selection loses
Probability Breakdown
All Win (Full Payout)
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One Lose (Insurance Refund)
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Two+ Lose (Total Loss)
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Expected Value Analysis
Insurance Expected Value
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Insurance Added Value
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Extra value from insurance protection
Strategy Recommendations
Acca Insurance Calculator: Step-by-Step Guide
Protect Your Bet: Quick Setup
This calculator determines the value of your accumulator bet when using an Acca Insurance promotion. Acca Insurance refunds your stake if exactly one selection loses.
- Select Currency: Choose your currency (e.g., £ – British Pound) from the dropdown list.
- Enter Stake: Input the Stake Amount you are betting on the accumulator.
- Set Selections: Enter the Number of Selections in Acca (e.g., 5). The tool will then generate the required number of odds input fields below.
- Note: Most offers require five or more selections.
Input Your Odds Data
- Choose Odds Format: Click to select your odds display format: Decimal, American, or Fractional.
- Enter Selection Odds: Input the odds for each selection into the generated input fields (e.g., 2.50). The system requires accurate odds for calculation.
Define Insurance Terms
Configure the specific rules of the promotion to get a precise result.
- Max Refund Amount: Enter the maximum amount the bookmaker will refund (e.g., 10000). Leave this field blank if the refund limit matches your stake or has no cap.
- Min Odds per Selection: Confirm the minimum odds required for each selection to qualify for the promotion. The default value is 1.20.
Calculate and Review Results
- Run Calculation: Click the Calculate Insurance Value button.
- Review Core Stats: The tool displays the Total Acca Odds and the Potential Payout (All Win). The Insurance Refund Value shows the maximum amount returned if one selection loses.
- Analyze Probability: Review the Probability Breakdown.
- All Win (Full Payout): The chance that every selection wins.
- One Lose (Insurance Refund): The chance that exactly one selection loses, triggering the insurance.
- Two+ Lose (Total Loss): The chance of a total loss, where the insurance does not apply.
- Check Expected Value (EV): The Insurance Expected Value shows the average profit or loss over many identical bets. A positive EV means the bet is mathematically profitable long-term, and insurance adds value.
- Read Recommendations: The final section provides strategic recommendations based on the calculated probabilities and value. These tips help you refine your accumulator strategy.