How Interest Rates and APR Mess With Your Money
You borrow 50k from a loan app because the salary has refused to drop on time. You plan to pay back 50k. You open the app later and see 74k…
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Hidden Fees You Miss When Taking Quick Loans Online
Ever borrowed ₦50,000 online and ended up repaying almost ₦70,000? You’re not alone. Quick loan apps love to market “low interest” offers, but most people don’t realize the real cost…
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How Loan Apps Actually Work
If you’ve ever needed quick cash, chances are you’ve downloaded one of those flashy loan apps that promise “instant approval in 5 minutes.” They make it look easy: fill a…
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Personal Loans vs Salary Advance
If you’ve ever been broke two weeks before payday, you’ve probably stared at those “Get Salary Advance Instantly” banners with deep emotion. At the same time, personal loan ads promise…
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Should You Take a Loan in Your 20s?
Being in your 20s in Nigeria is already expensive. Between rent, family expectations, gadgets, “urgent 2k” culture, and job uncertainty, it can feel like your salary evaporates the moment it…