You want to save ₦500,000 for that laptop. Or hit ₦1M for rent. Or earn ₦200K for that trip.

But here’s the question: working at your current hourly rate, how long will that actually take?

Not vibes. Not “I’ll figure it out.” Actual math.

This calculator answers that question in seconds.

What This Calculator Does

You tell it:

• Your hourly rate (how much you earn per hour)
• Your income goal (the total amount you want)

It tells you:

• Exactly how many hours of work you need
• How that breaks down into days, weeks, months (if you add your work schedule)

How to Use It (Step by Step)

Step 1: Pick your currency Select from the dropdown. Naira is default, but you can choose dollars, pounds, euros, cedis, rands, or shillings.

Step 2: Enter your hourly rate How much do you make per hour? If you’re salaried, divide your monthly pay by 160 (roughly 40 hours x 4 weeks).

Example: You earn ₦200,000/month. That’s ₦200,000 ÷ 160 = ₦1,250/hour.

Step 3: Enter your desired income What’s your goal? ₦500,000 for that business capital? ₦100,000 for that phone? Type it in.

Step 4 (Optional): Add your work schedule If you want to know “how many weeks/months,” fill in:

• Hours per day you work
• Days per week you work

Skip this if you just want total hours.

Step 5: Click “Calculate Time to Earn”

Boom. You get:

• Total hours needed
• Breakdown in days, hours, minutes
• Earnings per minute (just for fun)
• If you added work schedule: working days, weeks, and months needed

Nigerian Examples

Scenario 1: Freelance writer

• Hourly rate: ₦3,000/hour
• Goal: ₦150,000 (new laptop fund)
• Result: 50 hours of work

If you write 5 hours/day, that’s 10 days. Less than 2 weeks. Suddenly achievable.

Scenario 2: Side hustle graphic designer

• Hourly rate: ₦5,000/hour
• Goal: ₦1,000,000 (relocate to Lekki)
• Work schedule: 3 hours/day, 5 days/week
• Result: 200 hours = 40 working days = 8 weeks = 2 months

Now you know: 2 months of consistent side hustle gets you there.

Scenario 3: Uber driver

• Hourly rate: ₦2,500/hour (after fuel/expenses)
• Goal: ₦50,000 (weekly target)
• Result: 20 hours

If you drive 4 hours/day, that’s 5 days to hit your weekly target. Rest on weekends.

Scenario 4: Remote worker saving for masters

• Hourly rate: $15/hour ($1 = ₦1,600 = ₦24,000/hour)
• Goal: $3,000 tuition (₦4,800,000)
• Result: 200 hours = 5 weeks of full-time work

Sounds doable now, right?

Why This Hits Different

Goals without timelines are just dreams. This tool gives you the timeline.

Knowing “I need 80 hours” is different from “I need money.” One is vague, the other is a project plan.

Tips for Maximum Value

For freelancers: Use this to price your projects. Client wants something that’ll take 20 hours? Multiply by your hourly rate. Don’t undercharge.

For salary earners: Calculate your real hourly rate, then see how long it takes to earn that “small” purchase. Might make you think twice about impulse buying.

For side hustlers: Set a monthly income goal, see the hours needed, then block that time in your calendar. Make it real.

For budget planning: Reverse engineer. If you want ₦200K in 1 month and you have 40 hours available, you need ₦5,000/hour rate. Can you get there? If not, adjust the goal or timeline.

The “Earnings Per Minute” Line

That’s your money-per-minute. Sounds small (like ₦83/minute) but multiply by 60 and it’s your hourly rate. Good reality check.

Also fun fact: while you spent 2 minutes reading this guide, you could’ve earned ₦166 at ₦5,000/hour. Get back to work!