You see that “₦800k per year rent” you’re proud of?
It might look sweet on paper, but after agency fees, maintenance, and the constant “aunty please, next month” tenants, how much are you really making?

That’s what this calculator is for.
It strips away the hype and shows you your true rental return, the one that actually hits your account, not the fantasy version we brag about in group chats.

💡 What It Does

It tells you the truth about your rental property’s performance.
You’ll finally see if that house you bought is working hard for you or just sitting there flexing for your ego.

⚙️ How To Use It

Step 1: Enter Your Property Price

Put in how much you bought the property for. Don’t cheat yourself. That includes everything such as land, building, paperwork, all of it.

Step 2: Enter Monthly Rent

What tenants pay you each month. If it’s ₦800k per year, that’s ₦66,666 per month. The calculator will handle the rest.

Step 3: Add Your Occupancy Rate

Are your tenants always around? Be honest. If the place stays empty for 2–3 months a year, put 80% or 90%. That’s the real world, not brochure talk.

Step 4: Input Fees and Costs

• Agency fee (that 10% that disappears before you even smile)
• Maintenance (roof leaks, painting, plumbing, generator wahala)
• Property tax and insurance (yes, those count too)

Then hit “Calculate Real ROI.”

📊 What You’ll See

You’ll get:

• Your annual ROI (the real one)
• How much income you actually make after vacancy and fees
• Every major expense broken down

It even drops a quick verdict for you:

• 🎉 Excellent ROI: You’re killing it
• 👍 Good ROI: Not bad, but T-Bills might compete
• ⚠️ Low ROI: This property needs a rethink

💬 Why It Matters

A lot of Nigerians think owning property automatically means wealth.
But if your ROI is less than 5–6%, you might be doing more work for less reward than someone who just parked their money in T-Bills.

Real estate only pays if the numbers do.
This calculator forces you to face the numbers not vibes.