International Transfer Calculator
International Transfer Calculator
Calculate the real cost of SWIFT international money transfers
⚠️
Important Notice
This calculator provides estimates. Actual fees and exchange rates vary by bank and can change. Always confirm with your bank before sending money.
Transfer Details
Standard
3-5 business days
Express
1-2 business days
Instant
Within hours
You Send
Recipient Gets
Cost Breakdown
Transfer Amount:
Exchange Rate:
Sending Bank Fee:
Intermediary Bank Fee:
Receiving Bank Fee:
Speed Fee:
Total Fees:
Final Amount Received:
Transfer Efficiency
Effective Rate
Total Cost
Transfer Time
💡 Money-Saving Tip:
Things to Know
📋
SWIFT Code Required: Make sure you have the correct SWIFT/BIC code for the recipient’s bank.
💰
Hidden Costs: Exchange rate markups can cost more than visible fees. Compare total costs, not just fees.
⏰
Processing Time: Transfers may take longer due to weekends, holidays, or compliance checks.
📱
Better Options: Online services like Wise often offer better rates than traditional banks for smaller transfers.