Friend vs App Loan

🤝 Friend Loan vs App Loan

What’s the relationship risk worth?

💰 Loan Details

Amount Needed (₦)

Payback Timeline (months)

📱 App Loan Option

Interest Rate (%)

Hidden Fees (₦)

👥 Friend/Family Relationship

Relationship Closeness

Your Payment Track Record

Relationship Value to You (₦) What would losing this relationship cost you emotionally/professionally?

💡 Financial + Relationship Analysis

📱 App Loan

Total Cost

₦0

Monthly Payment

₦0

Relationship Risk

Zero

👥 Friend Loan

Total Cost

₦0 (Free)

Monthly Payment

₦0

Relationship Risk

Medium

⚖️ Risk-Reward Balance

Financial Savings vs Relationship Risk

✅ Friend Loan Pros

❌ Friend Loan Cons

Verdict