Emergency Fund
Emergency Fund Calculator
Calculate how much you need to save for unexpected situations
Recommended: 3-6 months minimum
Your Emergency Fund Plan
Recommended Emergency Fund
Covers months of expenses
Fund Breakdown
Monthly Expenses Total
Target Emergency Fund
Current Savings
Amount Still Needed
Progress to Goal
💡 Savings Plan Recommendations
Save monthly for 6 months:
Save monthly for 12 months:
Save monthly for 24 months:
Monthly Expense Breakdown
💡 Pro Tip: Keep your emergency fund in a high-yield savings account that’s separate from your regular checking account. This keeps it accessible but not too tempting to use for non-emergencies.
⚠️ When to Use: Job loss, medical emergencies, urgent home/car repairs, unexpected travel for family emergencies. Not for: vacations, shopping, or planned expenses.