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Contract vs Permanent

Contract vs Permanent

⏰ Contract vs Permanent

Short-term gains vs long-term stability? 🎯

📋 Contract Role

Time between contracts
HMO, pension you’ll pay yourself

🏢 Permanent Role

HMO, pension, etc.

📋 CONTRACT (12 MONTHS)

₦0
Work months: 0
Total earned: ₦0
– Benefits cost: ₦0

🏢 PERMANENT (12 MONTHS)

₦0
Salary (12mo): ₦0
+ Benefits: ₦0
+ Bonus: ₦0

⚠️ Risk Analysis

Contract Income Risk
0%

Of year with no income

Financial Cushion Needed
₦0

For gap months

Break-Even Point
₦0/mo

Contract rate needed to match permanent

Monthly Gap Income
₦0

What you need per gap month

🤔

The Verdict

💡 Recommendation:

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