Every Nigerian knows that one alert that starts with “Please help me with…”
Supporting family is noble, but it shouldn’t leave you broke and bitter. The Black Tax Planner helps you balance family obligations with your own goals guilt-free.

How to use it:

1. Enter your monthly income.
2. Add each family expense like your parents’ allowance, siblings’ school fees, or “emergency” money that’s now a habit.
3. Enter your personal expenses (rent, food, transport).
4. Boom, you’ll see how much you actually have left for yourself.
5. The color of your result box will tell you the truth:
   • 🚨 Financial Crisis: You’re spending more than you earn.
   • ⚠️ Danger Zone: You’re saving less than 10%.
   • 😰 Stretched Thin: You’re surviving, not thriving.
   • ✅ Balanced: You’re doing great, your family and future are both winning.

You’ll also get real-life scripts on how to talk about money with family without starting World War III.

Why it hits:

Because “Black Tax” is real, and you shouldn’t need therapy after every family group chat. This calculator helps you set boundaries and still be a good person.