You know that mini heart attack you get when DSTV sends you that “your subscription has expired” message right before the Champions League final? Or when you suddenly remember rent is due tomorrow and your account is looking suspicious? Yeah, we’ve all been there.

This calculator is basically your financial alarm clock, except it actually works (unlike the one you keep snoozing every morning).

Here’s How It Works

Step 1: Pick Your Bill Type Click the dropdown and choose what’s stressing you. Is it rent? Data? NEPA bill? (Yes, they still expect us to pay even when light doesn’t come). The calculator has the usual suspects already loaded, or you can pick “Other” if you’re paying for something unique.

Step 2: Drop Your Last Payment Date When did you last pay this bill? Just click the date field and select it. If you can’t remember, check your bank alert. It’s probably buried between your food delivery receipts and those impulse buys you’re still questioning.

Step 3: Select Your Billing Cycle How often does this bill come back to haunt you? Weekly? Monthly? Quarterly? Choose from the options. Most bills in Nigeria are monthly, but if you’re on some special arrangement, there are other options too.

Boom, You’re Done

The calculator instantly shows you when your next payment is due. No math, no stress, no forgetting. It even tells you how many days you have left in a color that matches the urgency. Green means you’re chilling, yellow means start planning, red means omo, find money fast.

Why This Matters

Listen, nobody’s out here trying to get their DSTV cut off during Big Brother Naija finale. Nobody wants their landlord knocking at 6am asking about rent. This tool keeps you ahead of the game.

Pro Move: Screenshot your result and set it as a reminder on your phone. Or better yet, check it every Monday morning when you’re planning your week. That way you’re never caught off guard when bill season hits.

The stress of late payment fees and reconnection charges? We’re leaving that in 2024 where it belongs.