ACH Return Code Analyzer
Global ACH Return Code Analyzer
Understand and resolve ACH transaction return codes worldwide
Analyze Return Code
Enter the 2-3 character ACH return code
Return Code Analysis
Analyzing Return Code…
Processing return code information
Return Code Details
Return Code
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Official Name
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Category
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Timeframe
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Description
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Business Impact
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Resolution Urgency
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Global Frequency
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Recommended Resolution Steps
Expected Resolution Timeline
Immediate Actions (0-2 hours)
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Short-term Resolution (2-24 hours)
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Medium-term (1-3 business days)
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Prevention (Ongoing)
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🌍 Regional Context
Common ACH Return Codes
Frequently Asked Questions
What is an ACH return code?
ACH return codes are 2-3 character codes that indicate why an ACH transaction was returned unpaid. They help identify the specific reason for failure.
How long does it take to resolve return codes?
Resolution time varies by code type and region. Some can be resolved within hours, while others may take 2-5 business days depending on the banking institutions involved.
Are there fees for returned ACH transactions?
Yes, most banks worldwide charge return fees for unsuccessful transactions. The amount varies by country and financial institution.
Can I retry a returned transaction?
Yes, but only after resolving the underlying issue. Retrying without fixing the cause will likely result in another return and additional fees.