13th Month Breakdown
🎁 13th Month Breakdown
Plan smart! Know your real bonus amount 💰
📢 WHAT YOU SEE
₦0
Gross Bonus
💸 WHAT YOU GET
₦0
Net Take-Home
💼 Where Your Money Goes
Gross Bonus:
₦0
Tax Deducted:
-₦0
Other Deductions:
-₦0
Net Amount:
₦0
🎯 Smart Planning Tips
Your bonus is 0% less after deductions. Here’s how to maximize it:
💡 Pay off high-interest debts first (credit cards, personal loans)
💰 Build/top up emergency fund (3-6 months expenses)
📈 Consider investing a portion for long-term growth
🎁 Budget for December expenses BEFORE they hit