From broke to building tools for thousands
One person’s money struggles became a platform helping Nigerians make sense of their finances.
Hi, I’m Patrick.
This is how DeyWithMe started.
For a long time, I couldn’t figure out why my salary was always running faster than me. I’d earn more, but somehow still end up broke before the next payday.
You know that feeling when you check your bank account and it’s just vibes? Yeah, that one.
At first, I thought I just needed to “budget better.” But the truth was, I didn’t understand how lifestyle inflation was creeping in. Small upgrades here and there that quietly swallowed my salary.
So I started building simple calculators to help myself see the numbers clearly.
Nothing fancy. Just tools that showed me where my money was really going and how to plan better without killing enjoyment.
Everyone’s fighting the same silent battle: we’re earning, spending, and still wondering, ‘Where my money dey go?’
And honestly, it worked. The calculators helped me understand my money better. Then friends started using them too.
That’s when it clicked.
Everyone’s fighting the same battle. We’re all earning, spending, and wondering where the money went.
So I kept building. What started as a simple tax calculator grew into 300+ free tools covering everything from exchange rates to japa planning, banking codes to percentage calculators.
What We’ve Built
300+ tools across every money decision you’ll make
Tax & Salary
PAYE calculators, take-home pay, pension deductions, NHF calculations, salary comparisons
Exchange Rates
Live USD, GBP, EUR, CAD to Naira rates. Official vs black market. Updates every 5 minutes.
Japa Planning
Relocation budgets, visa costs, proof of funds, cost of living comparisons for USA, UK, Canada
Banking Tools
USSD codes, SWIFT codes, IBAN validators, routing numbers, NUBAN checkers for all Nigerian banks
Real Estate
Mortgage calculators, rent affordability, property ROI, loan comparisons for Nigerian market
Percentage & Math
Discount calculators, percentage increase/decrease, tip calculators, split bills, VAT calculations
Unit Converters
Weight, volume, length, temperature, area, speed conversions. Metric to imperial and back.
Size Converters
Clothing sizes, shoe sizes, ring sizes between US, UK, EU standards. Perfect for online shopping.
Date & Time
Age calculators, date difference, time zone converters, countdown timers, workday calculators
Text Tools
Word counters, case converters, character tools, text formatters for writers and content creators
Betting Tools
Odds converters, bet calculators, potential winnings, accumulator calculators for Nigerian sports betting
Financial Planning
Investment calculators, savings goals, compound interest, inflation adjustments, retirement planning
How DeyWithMe Was Born
That’s how DeyWithMe was born. A small personal project that turned into a platform for anyone trying to beat lifestyle inflation and manage money with sense.
Everything here—from the calculators to the blog posts—is 100% free. We’re ad-supported and run a few affiliate links just to keep it that way, so no one gets locked out because of income.
Because money tools shouldn’t be a luxury.
Who This Is For
If you’ve ever looked at your bank account and said, “But I no even buy anything,” then yeah, this space was built for you.
DeyWithMe is for the young professional who just got their first salary bump and wants to keep it.
For the freelancer juggling multiple income streams. For the person planning japa and trying to calculate visa costs. For the online shopper converting US sizes to UK standards.
For the content creator counting words. For the sports bettor calculating potential winnings. For the property seeker checking mortgage affordability.
It’s for anyone who’s tired of feeling like money—and numbers in general—are controlling them instead of the other way around.
What We Stand For
The principles that guide everything we build
100% Free
No paywalls. No premium tiers. Everyone gets full access.
Built for Naija
Nigerian context, Naira calculations, local understanding.
Privacy First
Your data stays on your device. Zero tracking, zero drama.
Real Talk
No finance jargon. Just straight talk about money.
Our Mission
We’re not here to make you feel bad about that thing you bought or that trip you took. Life is meant to be enjoyed.
We’re here to help you see clearly, plan smartly, and spend intentionally.
So you can enjoy your money without the guilt, stress, or confusion.
Because at the end of the day, financial clarity isn’t about having the most money. It’s about understanding your money well enough to make it work for the life you actually want.
By The Numbers
— Patrick
Founder, DeyWithMe
Ready to Take Control?
Start using our free tools today and join thousands making smarter money moves.